You can now enjoy lower monthly instalments on your SBM Home Loan with a longer repayment term of up to 35 years, allowing you to free up cash for your other household expenses. Even better, for the purpose of construction or house completion you can benefit from 5% of the amount disbursed (up to a maximum of Rs 500,000) under the Government’s “Home Loan Payment Scheme”.
Up to 35 years repayment term
Up to 100% financing
2 years moratorium (optional)
Click here to view the full terms and conditions
• Up to 100% financing for eligible applicants
• A repayment period of up to 35 years
• A maximum of 2 years moratorium on capital repayment
• Competitive rates over the lifetime of the loan
• Pre-approved credit card (upon eligibility)
• Open to both SBM and non-SBM customers
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- Original NIC
- Original proof of address (less than 3 months)
- Last 6 months’ bank statements (for non-SBM customers)
- For salaried individuals: Payslips for the last 3 months
- For self-employed individuals:
Latest tax returns and receipts / confirmation of income tax filing
Details of trading income and expenditure - Title deed (where applicable)
- Site plan & Land Surveyor's report
- Contrat de réservation (if any)
- Evidence of contribution (if any) e.g. copy of down payment receipt or balance on account
- Construction contract (where applicable)
- Breakdown of cost of construction/renovation (where applicable)
- Building permit and Building plan approved by authorities (where applicable)
Terms and conditions apply.