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SBM Homeloan is Your First Choice

SBM Homeloan just got smarter as we are committed to proposing you a valuable home loan solution that will delight your expectations.

Get your home loan refinanced by SBM or realise your lifetime dream of purchasing a plot of land / a house / an apartment. You may also construct, renovate or extend your house with the new SBM Homeloan.

Our SBM Homeloan has now been enhanced with a Cash Back Gift up to Rs 200,000.

  • CASH BACK GIFT UP TO RS 200,000 payable upon disbursement of 1st tranche of the homeloan
  • WAIVED REGISTRATION FEES for refinancing your mortgage loans from other institutions
  • 50% DISCOUNT on legal and processing fees
  • A MAXIMUM OF 2 YEARS moratorium on capital repayment
  • UP TO 30 years repayment period

An attractive deal is available for non-SBM customers having no loans with other institutions but are willing to switch to SBM to avail of our home loan offer.

  • Pre-approved credit card (upon eligibility)
  • Open to both salaried SBM and salaried non-SBM customers
  • Life assurance cover to protect your family in case of permanent disability or death of borrower
  • Quick approval, documentation and disbursement in the minimum delay if all relevant documents are duly submitted by the client at the time of application 

*Terms and Conditions apply

  • Attractive rates over the lifetime of the loan
  • Longer repayment period reduces the monthly installment payable, thereby allowing eligibility for a higher loan amount
  • Eased cash flow with a loan repayment period of up to 30 years and a moratorium on capital repayment option of up to 2 years
  • Transfer your existing home loan from another institution to SBM, and benefit from our competitive interest rates and innovative features which can allow you to make savings
  • For refinancing of your loan facilities with other institutions, fees and charges may also be financed along with your loan
  • Pre-approved Credit Card
  • Peace of mind with life assurance cover
 Eligibility Criteria
  • Salaried SBM customers
  • Non-SBM Salaried customers*

*Terms and Conditions apply

 Documents Required
  • National Identity Card / Passport (Borrower/Guarantor)
  • Birth Certificate / Marriage Certificate of Borrower/ Guarantor/ usufruct/ ascendants where applicable
  • Latest Utility Bill
  • Payslip for last three months
  • Last 6 months’ statement of account from current bank for non-SBM customers
  • Certificate of Balances in case of settlement of debts with other institutions
  • Salary Pledge where applicable
  • Affidavit of property owner, if deceased
  • For construction / extension / renovation of residential building, documents are:
    • Building permit, building plan (wherever applicable)
    • Site plan of property offered as security
    • Title deed/lease agreement
    • Land Surveyor’s Report
    • Details of renovation works

For more info, please call 207 0111 (from 08h00 to 18h00 during weekdays), visit any SBM branch and one of our Customer Service Representatives will advise you on the solution that best suits your project or email us at sbm@sbmgroup.mu.

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HOTLINE : 207 0111 / 202 1500 [FROM 08:00 TO 18:00 MONDAY TO FRIDAY]

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